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Rutgers Just Rutgers’d This Decision
IMAGN IMAGES via Reuters Connect

The 2026 Rutgers football season effectively ended less than two hours after it began. On September 3rd, UMass, a team that went 0-12 in 2025, took a commanding 24-7 halftime lead at SHI Stadium. From that moment on, the fanbase viewed head coach Greg Schiano as a dead man walking. Disastrous performances followed: a loss at Boston College, a Homecoming blowout against Indiana, a collapse at Northwestern, and second-half no-shows against Michigan and Wisconsin.

During the last month, while programs like Maryland, Baylor, Florida State, NC State, and Sam Houston made the difficult but necessary financial decisions to move on from their coaches, Rutgers stood still.

Today, Athletic Director Kelly Zinn delivered the news Scarlet Knights fans dreaded: Schiano will return in 2027 for his 19th season. Many assumed Zinn was simply waiting until the end of the season to terminate Schiano out of respect for his past achievements. However, most of those achievements happened 15 to 20 years ago during his first tenure. His second stint has been far less impressive, resulting in a 33-48 record since 2020.

Finances drove this decision. Firing Schiano in 2026 would trigger a massive $18.5 million buyout, a hurdle the university couldn’t cross. Yet, this choice ignores the big picture. Retaining Schiano will likely crush 2027 season ticket sales, parking revenue, and gameday concessions. Waiting until after the 2027 season drops the buyout to $11.7 million (or roughly $13 million to $14 million mid-season). By trying to save $5 million now, Rutgers will likely lose just as much in plummeted fan engagement and empty seats.

Can this decision actually work in Rutgers’ favor? The blueprint would be Wisconsin’s handling of Luke Fickell last year. The Badgers brought Fickell back, aggressively funded his transfer portal needs, and have turned that into a 6-3 record. That is the absolute best-case scenario for Rutgers. The worst-case scenario is Maryland, who tried a similar approach with Mike Locksley only to fire him in October.

To become Wisconsin, Rutgers must aggressively and successfully hit the transfer portal. Aside from a few exceptions like quarterback Athan Kaliakmanis, elite portal recruiting has not been the norm in Piscataway. They must hit a grand slam at quarterback because the 2027 starter is not currently on the roster. Rutgers cannot look for a bargain. They need a proven winner to give the fanbase a glimmer of hope.

Staff retention will be another interesting issue. If the program pours most of its available funds into the transfer portal, that will likely void the opportunity to make any significant staffing changes. And then you have Associate Offensive Coordinator and Running Backs Coach Damiere Shaw. After developing elite talents like Kyle Monangai and Antwan Raymond, Shaw can easily find a job elsewhere. He must now decide whether to stay loyal to Schiano or head for greener pastures rather than risk being unemployed in 12 months.

Rutgers had an opportunity to turn the corner. It would have been a financial strain, but it was doable. Instead, the administration is gambling on a dominant transfer portal cycle that Schiano hasn’t proven able to do, all while facing a disgruntled fanbase during the offseason. In the end, Rutgers avoided a heavy price tag today, only to likely find themselves in the exact same position one year from now.

This article first appeared on Mike Farrell Sports and was syndicated with permission.

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