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The 10 worst NFL contracts right now
Dec 15, 2025; Pittsburgh, Pennsylvania, USA; Pittsburgh Steelers wide receiver DK Metcalf (4) runs with the ball after a catch in the third quarter against the Miami Dolphins at Acrisure Stadium. Mandatory Credit: Charles LeClaire-Imagn Images

With the fires of free agency finally settling down, we’ve got some new deals with new teams. Everyone knows overpays are due in free agency, but some deals stand out as particularly nonsensical. These contracts aren’t limited to free agency either, as plenty of extensions can bring massive consequences. Today, we’ll be looking at the current ten worst contracts in the NFL, and see which one stands among the rest as the single worst one.

10: DK Metcalf

Contract: 4 years, $132 million

Despite being a thousand yard receiver nearly every year of his career, Metcalf’s worth doesn’t really match his price tag. On top of having to send off a second round pick, Pittsburgh needed to give Metcalf his desired pay raise. With the Steelers being desperate for any receiving help, they complied, and gave him a top of the market deal that hasn’t really matched Metcalf’s production.

9: Calvin Ridley


Sep 14, 2025; Nashville, Tennessee, USA; Tennessee Titans wide receiver Calvin Ridley (0) takes the field against the Los Angeles Rams during the first half at Nissan Stadium. Mandatory Credit: Steve Roberts-Imagn Images

Contract: 4 years, $92 million

Overall, Ridley had an underwhelming season in Jacksonville compared to his expectations. Still, eclipsing the thousand yard mark after being away from the game for a year showed promise. So, the Titans sent a bag his way. When looking at the receiver market, Ridley’s deal isn’t that bad, as he’s a fine enough wideout. Regardless, $23 a year for an aging injury-prone wideout isn’t the best use of one’s cash allocation.

8: Jaylon Moore


Oct 9, 2022; Charlotte, North Carolina, USA; San Francisco 49ers guard Jaylon Moore (76) during the second quarter against the Carolina Panthers at Bank of America Stadium. Mandatory Credit: Jim Dedmon-Imagn Images

Contract: 2 years, $30 million

Following a year where Patrick Mahomes was repeatedly brought to the ground, KC needed some o-line help. So, they signed Jaylon Moore to be insurance for them as an offensive tackle. Of course, Josh Simmons fell to their laps and won the job. As such, Moore’s $15 million AAV as a backup swing tackle stands out. Even when Moore did play, he was a liability. In just 427 snaps he allowed 27 pressures and three sacks.

7: Aaron Banks


Oct 19, 2025; Glendale, Arizona, USA; Green Bay Packers guard Aaron Banks (65) against the Arizona Cardinals at State Farm Stadium. Mandatory Credit: Mark J. Rebilas-Imagn Images

Contract: 4 years, $77 million

Though the lesser guarantees make this deal much more flexible for Green Bay, that doesn’t justify the Packers’ miss. Banks was way below average both in the run and the pass. His PFF overall grade of 53 put him 66th among all qualifying guards, as he allowed 28 pressures and 2 sacks in his first year with his new squad.

6: Geno Smith


Dec 28, 2025; Paradise, Nevada, USA; Las Vegas Raiders quarterback Geno Smith (7) throws in the third quarter against the New York Giants at Allegiant Stadium. Mandatory Credit: Kirby Lee-Imagn Images

Contract: 2 years, $75 million

The first massive QB deal on this list belongs to Geno Smith. Smith debatably earned his pay raise with Vegas after compensating for a lot of Seattle’s issues during his time there. However, combined with the Raiders’ lackluster coaching and roster, both parties suffered. Smith notably led the league in interceptions, was consistently inaccurate, and led the team to a 3-14 record. Now in New York he’s set to earn a vet minimum, while the Raiders continue to pay him despite the trade.

5: Dan Moore


Sep 14, 2025; Nashville, Tennessee, USA;Tennessee Titans offensive tackle Dan Moore Jr. (75) before the first half at Nissan Stadium. Mandatory Credit: Steve Roberts-Imagn Images

Contract: 4 years, $82 million

As a way to shore up their line for Cam Ward, the Titans signed 2024’s leader in sacks allowed. This contract never made sense, and was a big overpay for a very middling player. Dan Moore’s AAV of $20.5 put him eighth highest among his position. Predictably, he failed to keep Ward upright. This last year, his allowed pressure rate of 8.2% ranked bottom second in the league among offensive tackles.

4: Kyler Murray


Dec 28, 2024; Inglewood, California, USA; Arizona Cardinals quarterback Kyler Murray (1) looks on against the Los Angeles Rams in the second half at SoFi Stadium. Mandatory Credit: Kirby Lee-Imagn Images

Contract: 5 years, $230.5 million

Arizona seemed to finally have their franchise QB, so they wasted no time inking him to an extension. At the time, Murray’s new deal put him behind only Aaron Rodgers in AAV, so you could debate this was a puzzling decision from the start. Now that another new regime is taking charge of the organization, Murray has been let go. His release will incur a massive cap hit of around $47.5 to $54.7 million in 2026 alone.

3: Kirk Cousins


Dec 29, 2025; Atlanta, Georgia, USA; Atlanta Falcons quarterback Kirk Cousins (18) celebrates after a victory over the Los Angeles Rams at Mercedes-Benz Stadium. Mandatory Credit: Brett Davis-Imagn Images

Contract: 4 years $180 million

Coming off an Achilles tear, there were already criticisms of Atlanta’s decision to sign Cousins. Then when they drafted Michael Penix, those critics simply got louder. Cousins’ Falcons tenure started off well, as he led the team to a 6-3 record. His wheels came off quickly though, and he was benched in his very first year under his new deal. After releasing him, the Falcons will suffer a dead cap hit of $22.5 million for 2026.

2: Tua Tagovailoa


Dec 15, 2025; Pittsburgh, Pennsylvania, USA; Miami Dolphins quarterback Tua Tagovailoa (1) throws in the first quarter against the Pittsburgh Steelers at Acrisure Stadium. Mandatory Credit: Charles LeClaire-Imagn Images

Contract: 4 years, $212.4 million

Under Mike McDaniel’s system, Tua Tagovailoa provided stability. Though he clearly had a capped ceiling, he was very effective as a system QB. As such, given that the QB always has leverage, the Dolphins granted his wishes and gave him a four year deal worth $212.4 million. They quickly came to regret that decision, as Tagovailoa continued to decline. Now, after releasing him, their new regime will have to work around an NFL-record $99.2 million dead cap hit.

1: Deshaun Watson


Oct 20, 2024; Cleveland, Ohio, USA; Cleveland Browns quarterback Deshaun Watson (4) falls to the ground with a torn Achilles during the second quarter against the Cincinnati Bengals at Huntington Bank Field. Mandatory Credit: Scott Galvin-Imagn Images

Contract: 5 years, $230 million

Big surprise, it’s Deshaun Watson. The Browns were already jeopardizing their reputation by trading for Watson given his off the field controversies. But giving him a fully guaranteed $230 million dollar deal was organizational malpractice. Since then, Watson has been mostly hurt and missing time. Even when he’s taken the field, he’s been among the absolute worst QBs in the league. This contract stands out not just as a modern disaster signing, but a generational gaffe that will haunt Cleveland for years to come.

This article first appeared on Football Analysis and was syndicated with permission.

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