The No. 18 South Florida Bulls (2-0) face a formidable challenge as they take on the No. 5 Miami Hurricanes (2-0) on Saturday, September 13, 2025, at Hard Rock Stadium in Miami Gardens, Florida. Kickoff is set for 4:30 p.m. EDT, and the game will be broadcast on The CW Network. This Week 3 matchup pits an upstart USF team, coming off back-to-back upset wins against ranked opponents, against a Miami squad looking to solidify its top-five status after impressive early-season performances. Miami leads the all-time series 6-1, with USF’s lone victory coming in 2010. Last season, Miami dominated USF 50-15 in Tampa, but the Bulls are showing signs of a resurgence under coach Alex Golesh.
Recent Performance: Miami opened the 2025 season with a 27-24 victory over then-top-10 Notre Dame, showcasing resilience in a tight fourth quarter. They followed with a 45-3 rout of Bethune-Cookman, where quarterback Carson Beck completed 22 of 24 passes for 267 yards and two touchdowns. The Hurricanes are averaging 36.0 points per game (46th nationally) while allowing just 13.5 points per game (42nd). Their defense, under new coordinator Corey Heatherman, has shown marked improvement, particularly in generating pressure and maintaining discipline with zero turnovers allowed.
Key Players:
Strengths: Miami’s offense is balanced, averaging 274.5 passing yards and 159.0 rushing yards per game. Their defensive line, led by Rueben Bain Jr., is disruptive, and the secondary has held up well against strong opponents. The Hurricanes’ turnover-free play (zero allowed, four forced) gives them a significant edge.
Weaknesses: Miami’s 1-2 record against the spread (ATS) this season suggests they haven’t always met oddsmakers’ expectations. Their 2-4 ATS in their last six games and 7-16 ATS in their last 23 home games raise concerns about covering large spreads.
Recent Performance: USF has been the surprise of the 2025 season, defeating two AP top-25 teams in Boise State (34-7) and Florida (18-16). The Bulls’ defense has been stellar, allowing just 11.5 points per game (32nd nationally), while their offense averages 26.0 points per game (80th). Their ability to win at the margins, particularly with third-quarter adjustments (outscoring opponents 23-0 in the third quarter across both games), has been key to their success.
Key Players:
Strengths: USF’s defense is opportunistic, and their offense, led by Brown and a talented offensive line, can be explosive. Their 5-1 ATS record in their last six games and 5-2 ATS in their last seven road games show they’ve been a bettor’s favorite as underdogs.
Weaknesses: USF’s offense ranks 100th in rushing yards (122.5 per game), and their 391.5 total yards per game (93rd) suggest they may struggle against Miami’s improved defense. Facing a third straight high-intensity game could lead to fatigue, especially in the second half against Power 4 competition.
Miami’s talent and home-field advantage make them the clear favorite, but USF’s defensive prowess and Brown’s playmaking ability suggest they can keep this game competitive. The Hurricanes will likely lean on Beck’s efficiency and Fletcher’s ground game to control the clock, but USF’s third-quarter adjustments and turnover-free play should prevent a blowout. Expect Miami to pull away late, but USF covers the spread in a lower-scoring affair.
Final Score Prediction: Miami 31, USF 21
ATS Pick: USF +17.5
O/U Pick: Under 57.5
This game will be a test of USF’s staying power as a Group of Five contender and Miami’s ability to handle a scrappy, upset-minded opponent. Fans can expect an intense in-state rivalry with playoff implications for both teams.
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