
In reeling in Charvarius Ward on a three-year deal worth up to $60MM last March, the Colts added one of the top cornerbacks on the free agent market. Ward looked like a worthwhile investment when he took the field in 2025, but three concussions limited him to just seven games.
With Ward still dealing with complications from his head injuries, he’s “seriously considering retirement,” Stephen Holder of ESPN reports. Ward’s father has already advised him to retire, according to Holder.
“With the brain injuries, you don’t really see it … until you get older sometimes,” said the 29-year-old Ward, who added that “the more I beat my brain up, the more it’ll affect me as I get older. So, I’ve got a lot of life to live out of football. I’ve got to think about my family and kids, too. So, we’ll see.”
Despite going undrafted out of Middle Tennessee State in 2018, a healthy version of Ward has been a consistently productive corner in the NFL. Ward divided his first seven seasons between Kansas City and San Francisco, where he combined for 89 starts and 10 interceptions. In 2023, his penultimate season with the 49ers, Ward notched a career-high five INTs and led the league with 23 passes defensed. He earned a Pro Bowl nod and second-team All-Pro honors for his efforts.
Ward didn’t pull in any interceptions during a 12-game 2024, nor did he in his truncated first season with the Colts. Nevertheless, Pro Football Focus ranked Ward the NFL’s eighth-best corner out of 114 qualifiers in 2025. Ward held opposing quarterbacks to a 56.3% completion rate and an 87.6 passer rating on 48 targets, per . He finished the year with 25 tackles and seven PDs in seven games (all starts).
Ward was healthy for Indianapolis’ season-opening win over Miami, but he suffered his first concussion of the year in that game and sat out Week 2. After returning to play in three straight, Ward’s second concussion occurred during pregame warmups in Week 6. The Colts placed Ward on injured reserve on Oct. 18. He came back after a four-game absence on Nov. 23, but the Colts made a Nov. 4 trade deadline splash at corner in the meantime.
Then 7-2 and in the mix for the AFC’s No. 1 seed, the Colts swung a massive deal with the Jets for Sauce Gardner, sending two first-round picks and wide receiver Adonai Mitchell to New York. The hope was Ward and Gardner would form a shutdown duo for the Colts. That didn’t come to fruition, though, as both corners were rarely healthy at the same time in 2025. They only played together in two games.
Ward went down with his third concussion in a Week 14 loss to the Jaguars, forcing him to IR again, while a calf strain kept Gardner out of three contests. Those injuries played a part in the Colts’ stunning second-half collapse. Once 8-2, their year ended with seven straight losses and a sub-.500 finish.
Although the Colts have not qualified for the playoffs in any of head coach Shane Steichen‘s three seasons, he and general manager Chris Ballard will return in 2026. It’s up in the air whether they’ll have Ward, but with a $7.98MM roster bonus due in March, he acknowledged he’ll have to make a quick decision on his future.
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