
What's the return policy on an NFL quarterback contract? We're asking for the Tampa Bay Buccaneers.
On Sunday, the Bucs fell at home to the Cleveland Browns in an inexplicable 23-19 loss, dropping to 0-2. The bleak start to the season is compounded by quarterback Baker Mayfield's recent extension. Rather than solidifying Tampa Bay at the position for years to come, his $165M pact could soon become one of the league's most onerous contracts.
Through two games, Mayfield, 31, has failed to justify his $55M per year price tag set to kick in next season, instead proving Tampa Bay's initial hesitation at giving him a lucrative extension correct.
On Sunday, he was out-dueled by Browns quarterback Deshaun Watson, which is a statement that should never be typed in the year 2026.
Mayfield finished 21-of-34 for 182 yards (5.4 yards per attempt), one touchdown and one interception. Watson, meanwhile, was 24-of-30 for 238 yards (7.9 yards per attempt) and two touchdowns.
During the first quarter, Mayfield remained careless with the football on a poor pass intercepted by cornerback Myles Harden, giving the veteran quarterback four turnovers through two games.
THAT'S OURS BABY!#CLEvsTB on CBS pic.twitter.com/YZ2Ep6LcmW
— Cleveland Browns (@Browns) September 20, 2026
Per Sumer Sports data, Mayfield was ineffective when pressured, producing an ugly 21.4 percent success rate while going 6-of-11 for 48 yards and taking three sacks.
didn't give up the chase #CLEvsTB on CBS pic.twitter.com/9b1Vn83IDk
— Cleveland Browns (@Browns) September 20, 2026
When Tampa needed him most, its franchise quarterback couldn't deliver, either. Facing a 4th-and-11 from Cleveland's 20-yard line with 22 seconds left in regulation, Mayfield sailed a pass up the seam, giving his receiver no chance of coming down with the ball.
The fourth down pass is incomplete and the Browns are going to get the win pic.twitter.com/ltudX4Zv1t
— NFL (@NFL) September 20, 2026
During training camp, Mayfield, who was previously set to play in 2026 on an expiring contract, and the Bucs were at a stalemate in contract negotiations, with reports suggesting Tampa's initial offers came in well short of $50M annually, the going rate for a top-tier starter.
Before the season started, the front office blinked and handed him an extension, which at the time was viewed as a proactive measure to avoid renewed negotiations during the offseason. But after two weeks, it could position the Bucs as the next team to be bit by a catastrophic quarterback contract.
The Arizona Cardinals and Miami Dolphins are limited this season because of bloated deals to former starting quarterbacks Kyler Murray and Tua Tagovailoa, while the Browns are still suffering from Watson's fully guaranteed $230M contract. Having a slightly annoyed quarterback is much preferable to one paid considerably more than his production indicates he deserves, yet Tampa doesn't appear to have learned from others' failures.
With so much money tied to Mayfield going forward, Tampa needs him to be its best player, not among its biggest limitations. If he can't get on track, the Bucs will pay for it for years to come.
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