Posted December 19, 2012 on AP on Fox

OAKLAND, CA - JANUARY 3: Joe Flacco #5 of the Baltimore Ravens celebrates after a touchdown in the first quarter against the Oakland Raiders during an NFL game at Oakland-Alameda County Coliseum on January 3, 2010 in Oakland, California. (Photo by Jed Jacobsohn/Getty Images)
Joe Flacco has lost three fumbles and thrown three interceptions in his last three games, each of which the Baltimore Ravens lost. Flacco understands that an NFL quarterback often receives an inordinate amount of criticism in defeat and perhaps too much credit for a victory. And he's OK with it. Asked how much blame he deserves for Baltimore's current skid, Flacco replies, ''All of it. It starts with the quarterback.'' In this case, it really does. Flacco's turnovers have contributed heavily to the Ravens' longest losing streak since 2009. But Baltimore (9-5) is headed to the playoffs for a fifth straight season, all with Flacco as the starter. The Ravens can clinch their second straight AFC North title by beating the New York Giants (8-6) on Sunday. --- Online: http://pro32.ap.org/poll and http://twitter.com/AP-NFL
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